Credit like you’ve never had before

Tackle your goals, handle your account, and take charge of your credit. With the one-of-a-kind Mercury® experience, anything’s possible.

Pay the way you want

You call the shots. Schedule and even split payments, pay with your debit card, or set up Easy Pay—all in the Mercury oculus app.

Wave goodbye to annual fees*

No annual fees, no security deposit, no hassle.

Extra benefits,
just ‘cause

Earn unlimited cash back rewards on all eligible purchases. Enjoy zero fraud liability protection and even check your FICO® score for free. And many of our cards are eligible for the Amazon Shop with Points program, which you can use to keep more money in your pocket with your points!

Credit where it’s due

An ample credit line that grows with you. Manage your credit responsibly and you can earn a credit line increase to match your hard work.

Save along the way

Personalized, in-app tips tell you exactly how much you could save in interest.

Get the Mercury® Cards app

Check your balance, pay your bill, view statements, and redeem rewards—all in the palm of your hand.

A white smartphone with a blue and pink graphical app icon featuring the Mercury Financial logo.

Google Play rating

Apple app store logo in black and white Google Play logo with the text "Get it On" displayed above it.
*Pricing Information: Annual Fee: $0. The variable Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances is currently 29.99% to 32.99%. The APR will vary with the market based on the Prime Rate. Minimum interest charge: $0.50. Balance Transfer Fee: 4% or $5.00, whichever is greater. Cash Advance Fee: 5% or $10, whichever is greater. Foreign Transaction Fee: 3%. This information is accurate as of 10/31/2023 and is subject to change after this date.